When an individual or family shops and selects their own health insurance policy, whether the coverage has a Government subsidy or not, this is a private health insurance plan. A major medical plan will cover your medical bills, hospitals, surgery, doctors, labs, prescriptions, mental health, maternity, preventative visits, etc.
Read the full article: https://www.nevadainsuranceenrollment.com/group-health-insurance-vs-private-individual-or-family-health-insurance/
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