Friday, September 30, 2022

Critical Illness Health Insurance: Should I Have It?

 

Most of us know someone who has been affected by a critical illness and understands the financial toll that it can take on a household. However, few of us have considered how we would keep our own ships afloat if we were to face a serious illness. Fortunately, critical illness insurance is available to help you financially through difficult times.

Read the full article: https://www.nevadainsuranceenrollment.com/critical-illness-health-insurance-should-i-have-it/

Health Insurance in Las Vegas, Nevada: https://www.nevadainsuranceenrollment.com/individual-family-health-insurance/


Nevada Insurance Enrollment

Phone: (702) 898-0554

Thursday, September 29, 2022

Does Roadside Assistance Impact Your Auto Insurance Premium?

 

At some point, you’re probably going to find yourself stranded; you’ll lock your keys in your vehicle, get a flat tire, or discover that your battery is dead, or any other mechanical glitches can happen anytime anywhere. Any of these scenarios could result in a high bill and a lot of stress. But if you have roadside assistance on your plan, you can enjoy peace of mind – and maybe a few more dollars in the bank.


Read the full article: https://www.nevadainsuranceenrollment.com/does-a-roadside-assistance-plan-impact-your-auto-insurance-premium/

Auto Insurance In Las Vegas Nevada:

https://www.nevadainsuranceenrollment.com/auto-insurance-las-vegas-nevada/



Nevada Insurance Enrollment

Phone: (702) 898-0554

Tuesday, September 27, 2022

Have You Been Offered Health Insurance At Work?

 

Employer coverage is considered “affordable” (meaning you are not eligible for a subsidy) if the lowest priced plan offered by your employer (for employee only coverage – not family, just employee) is not greater than 9.78% of annual household income.

Read the full article: https://www.nevadainsuranceenrollment.com/have-you-been-offered-health-insurance-at-work/

Health Insurance in Las Vegas, Nevada: https://www.nevadainsuranceenrollment.com/individual-family-health-insurance/


Nevada Insurance Enrollment

Phone: (702) 898-0554

Friday, September 23, 2022

Individual Health Insurance vs Group Health Insurance: What’s the Difference?

 

Obviously, if you can’t get health insurance through your employer, you’ll want to explore the individual health insurance options. But what if you can get health insurance through your employer? Could you score a better rate by waiving coverage? BE VERY CAREFUL! Keep reading to find out why.

Read the full article: https://www.nevadainsuranceenrollment.com/individual-health-insurance-vs-group-health-insurance-whats-the-difference/

Health Insurance in Las Vegas, Nevada: https://www.nevadainsuranceenrollment.com/individual-family-health-insurance/


Nevada Insurance Enrollment

Phone: (702) 898-0554

Wednesday, September 21, 2022

How Are Health Insurance Premium Rates Determined?

 

Your health insurance premium amount isn’t random. A variety of factors affect how much you’ll pay every month for your coverage. Have you heard about the “Medical Loss Ratio”? This ACA (Affordable Care Act) provision is called the 80/20 rule and keeps your insurer from bringing in high profits from high premiums.

Read the full article: https://www.nevadainsuranceenrollment.com/how-are-health-insurance-premium-rates-determined/

Health Insurance in Las Vegas, Nevada: https://www.nevadainsuranceenrollment.com/individual-family-health-insurance/


Nevada Insurance Enrollment

Phone: (702) 898-0554

Tuesday, September 20, 2022

What To Do About The High Cost Of Prescription Drugs

 

The cost of prescription drugs has never been higher. In fact, recent years have seen price increases of as much as 10 percent. If you are among the 55 percent of Americans that are taking a prescription drug, you may be concerned about the affordability of medication therapy. Fortunately, there are a couple of things that you can do to ease the financial burden.

Read the full article: https://www.nevadainsuranceenrollment.com/what-to-do-about-high-cost-prescription-drugs/

Health Insurance in Las Vegas, Nevada: https://www.nevadainsuranceenrollment.com/individual-family-health-insurance/


Nevada Insurance Enrollment

Phone: (702) 898-0554

Monday, September 19, 2022

Do I Need Automobile Rental Insurance When I Rent A Car?

 

Driving a vehicle that you’re unfamiliar with in a place that you’re unfamiliar with can feel like a gamble, it’s no wonder that so many drivers opt to purchase additional rental car coverage at the rental counter. In many cases, however, this type of auto insurance coverage is redundant, and you can save your money by skipping it.


Read the full article: https://www.nevadainsuranceenrollment.com/need-automobile-rental-insurance-when-renting-car/

Auto Insurance In Las Vegas Nevada:

https://www.nevadainsuranceenrollment.com/auto-insurance-las-vegas-nevada/



Nevada Insurance Enrollment

Phone: (702) 898-0554

Friday, September 16, 2022

Health Insurance and Your Taxes: Important! Must Read!

 

Subsidies, they are great! But you HAVE to get your income correct! When you claim you will make a certain amount of money in a year and you receive a subsidy from the government to help pay your health insurance premiums, you must notify them of any changes. Be honest in stating your income!  There are very serious consequences to playing games with your income.

Read the full article: https://www.nevadainsuranceenrollment.com/health-insurance-and-your-taxes-important-must-read/

Health Insurance in Las Vegas, Nevada: https://www.nevadainsuranceenrollment.com/individual-family-health-insurance/


Nevada Insurance Enrollment

Phone: (702) 898-0554

Wednesday, September 14, 2022

Health Insurance Subsidy aka Advanced Premium Tax Credit

 

In Nevada, a subsidy is an “Advanced Premium Tax Credit” that is available at Nevada Health Link. A Subsidy means that you get a reduced premium payment for your health insurance. The factors that affect the premium you pay (after you’ve had your subsidy calculated and applied), would be your household income, and the number of family members on your tax return.

Read the full article: https://www.nevadainsuranceenrollment.com/health-insurance-advanced-premium-tax-credit-aka-subsidy/

Health Insurance in Las Vegas, Nevada: https://www.nevadainsuranceenrollment.com/individual-family-health-insurance/


Nevada Insurance Enrollment

Phone: (702) 898-0554

Tuesday, September 13, 2022

Adding a Teen Driver to Your Auto Insurance Policy: What You Need to Know

 

The day has finally come; your teen has gotten their driver’s license. Before letting them behind the wheel, it’s important to ensure that they are covered by an auto insurance policy. Unfortunately, there is a lot of confusion surrounding insurance for teens, and a lot of parents are concerned as to how adding their teen driver will affect their monthly premiums.


Read the full article: https://www.nevadainsuranceenrollment.com/adding-teen-driver-to-your-auto-insurance-policy-what-you-need-to-know/

Auto Insurance In Las Vegas Nevada:

https://www.nevadainsuranceenrollment.com/auto-insurance-las-vegas-nevada/



Nevada Insurance Enrollment

Phone: (702) 898-0554