We’d like to comment on the price of health insurance. Yes, we agree that insurance is very expensive these days. It’s important to note, however, there is a clause in the Affordable Care Act that is called the MLR – Medical Loss Ratio. This MLR states that when a family or individual buys a medical plan, 80% of every dollar collected and paid to an insurance company MUST pay medical claims. So that leaves the insurance company to pay ALL of their expenses with the remaining 20%.
We read an article today stating that the residents in Florida, almost 1 million customers, will be receiving a $65 refund because of this rule. The insurance company collected too much money in premiums, and had to refund their customers the overage collected.
Thank you for considering Nevada Insurance Enrollment Marketplace for your health insurance needs.
Sincerely,
Shelly Rogers
Nevada Insurance Enrollment Marketplace
Licensed Agent #560016
Phone: (702) 898-0554
Toll Free: 1 (888) 600-0554
E-mail: Shelly@NevadaInsuranceEnrollment.com
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Authorized Agent for: Nevada Health Link, Anthem Blue Cross / Blue Shield, United Health One, Sierra Health and Life, Health Plan of Nevada, Aetna, Assurant Health, Coventry One, Humana One, Nevada Health CO-OP, Saint Mary's Health Plans
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