Nevada
Insurance Enrollment Marketplace today announced the growing popularity of “Private
Exchange” technology for businesses that provide employers and employees the
ability to participate in one of the fastest growing trends in health insurance
– “Defined Contribution” Health Plans. If you’ll recall the Pension-to-401k
transition many years ago, this growing trend of replacing Group Insurance with
Defined Contribution will build, as group health insurance plans become less
and less viable due to cost and regulations that restrict family members of
employees the ability to get their health insurance “Subsidized”.
According
to Shelly Rogers of
Nevada Insurance Enrollment Marketplace, a defined contribution health plan is
an important alternative to traditional group health insurance plans for those
employers who can no longer afford them, and they are growing rapidly in
popularity. Rather than paying a
portion, or all of the premium, under a defined contribution health insurance plan,
an employer can offer a fixed dollar
amount each month for employees to use to pay for their choice of
individual health insurance. This allows
the employer to feel great about contributing towards the employee’s health
insurance choices, and frees up the employer to spend more time on their own
business.
Employees
participating in a defined contribution program through an employer are
directed to the health insurance agent’s private exchange website or the
option is available to have an employers private exchange website, where the
employees can compare and select a policy from among a variety of individual
health insurance plans being offered by health insurers in their area,
including the Government Subsidized health plans “On Exchange.” The private exchange is a tool that provides
employees with more choice, and makes it possible for agents to more
effectively provide services to large numbers of individuals and their families
rather than employer groups. Employees
can be connected directly to live licensed experts, who can provide them the
best options for their family, regardless of pre-existing conditions or budget.
The
Private Exchange is not limited to just health insurance solutions, although
that is the greatest concern for most employers and employees. We have experts
available in life insurance, long term care insurance, Medicare supplements, Dental
and Vision, voluntary benefits (accident, critical illness, hospital
indemnity), and even property and casualty insurance.
Forward
thinking employers have already begun adopting the Nevada Insurance Enrollment
Marketplace solution to their benefit challenges. Early adopters to this model are already
finding it to be the perfect solution, especially if they had given up on
offering their employees any type of benefits.
Now you can offer access to individually owned, selected benefits, at
little cost to you the employer.
More
information about defined contribution plans and Nevada Insurance Enrollment
Marketplace services can be found on their website at http://nevadainsuranceenrollment.com/private-health-insurance-exchange-for-business/
Thank you for considering Nevada Insurance Enrollment Marketplace for your health insurance needs.
Sincerely,
Shelly Rogers
Nevada Insurance Enrollment Marketplace
Licensed Agent #560016
Phone: (702) 898-0554
Toll Free: 1 (888) 600-0554
E-mail: Shelly@NevadaInsuranceEnrollment.com
Visit our website for more great information: http://nevadainsuranceenrollment.com/
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