Get The Most From Your Health Insurance Plan

 

If you are enrolled in an ACA-compliant health insurance plan, then you are entitled to receive a broad range of preventive services without cost-sharing responsibilities (money that you would have to pay), as long as the service is given by a provider within your health insurance company’s network. This coverage first began in the fall of 2010 for those who enrolled in a new health insurance plan. Starting in January of 2014, this requirement expanded to plans offered in the individual health insurance market, as well as small and some large group markets.

Read the full article: https://www.nevadainsuranceenrollment.com/health/health-plan-benefits/

Health Insurance in Las Vegas, Nevada: https://www.nevadainsuranceenrollment.com/individual-family-health-insurance/

Nevada Insurance Enrollment

Phone: (702) 898-0554

E-mail:   info@NevadaInsuranceEnrollment.com

Website: www.NevadaInsuranceEnrollment.com

Filing An Appeal To A Health Insurance Company

 

If you experience a serious injury or illness, the last thing you want to worry about is high medical bills. Fortunately, if your health insurance company denies coverage for a claim, you have options. A health insurance agent can help you figure out why your claim was denied and whether you have grounds for an appeal. Other reasons for filing an appeal may be that your medication you are taking is not listed as a covered medication or you have hospital bills from an out of network provider. You can file an appeal to get these items covered, however, they are not guaranteed to be approved.

Read the full article: https://www.nevadainsuranceenrollment.com/health/filing-appeal-health-insurance/

Health Insurance in Las Vegas, Nevada: https://www.nevadainsuranceenrollment.com/individual-family-health-insurance/

Nevada Insurance Enrollment

Phone: (702) 898-0554

E-mail:   info@NevadaInsuranceEnrollment.com

Website: www.NevadaInsuranceEnrollment.com

What Does Guaranteed Issue Health Insurance Mean?

 

Guaranteed issue means that the health insurance coverage is guaranteed to be issued to applicants, regardless of their medical history, their age, their gender, or any other factors that might increase their likelihood of using health services. In most states, guaranteed issue doesn’t limit what you can be charged when you enroll in a plan.

Read the full article: https://www.nevadainsuranceenrollment.com/health/guaranteed-issue/

Health Insurance in Las Vegas, Nevada: https://www.nevadainsuranceenrollment.com/individual-family-health-insurance/

Nevada Insurance Enrollment

Phone: (702) 898-0554

E-mail:   info@NevadaInsuranceEnrollment.com

Website: www.NevadaInsuranceEnrollment.com

Health Care Sharing Ministry; Is It Right for Me?

 

For households that are buying their own health insurance, the monthly premiums for even the most basic coverage can be crippling. In many cases, a family’s health insurance premium may be their highest bill, surpassing even their rent or mortgage payment. Fortunately, there is a cost-effective alternative to traditional health insurance that allows families to enjoy coverage without having to significantly alter their monthly budget.

Read the full article: https://www.nevadainsuranceenrollment.com/health/health-care-sharing-ministry/

Health Insurance in Las Vegas, Nevada: https://www.nevadainsuranceenrollment.com/individual-family-health-insurance/

Nevada Insurance Enrollment

Phone: (702) 898-0554

E-mail:   info@NevadaInsuranceEnrollment.com

Website: www.NevadaInsuranceEnrollment.com

What is a Health Insurance Subsidy?

 

While having a comprehensive health insurance plan can ultimately save you thousands of dollars in hospital bills and other expenses, it can turn out to be a big monthly expense. On average (without a government subsidy) health insurance plans in Nevada cost between $160-$2,200 per month (or more) and for many this expense is a burden. Fortunately, financial assistance (in the form of a Government Subsidy) is available to those who qualify, making health insurance more affordable and quality coverage more accessible for everyone.

Read the full article: https://www.nevadainsuranceenrollment.com/health/subsidy-tax-credit/

Health Insurance in Las Vegas, Nevada: https://www.nevadainsuranceenrollment.com/individual-family-health-insurance/

Nevada Insurance Enrollment

Phone: (702) 898-0554

E-mail:   info@NevadaInsuranceEnrollment.com

Website: www.NevadaInsuranceEnrollment.com

Short Term Health Insurance for Nevadans

 

Medical costs are outrageously high, and being without health insurance can be scary. Even if you’re only going to be without coverage for a few months, you’re probably aware of the risks associated with not having health insurance.

Fortunately, there’s a better option than dutifully taking your daily multivitamin and hoping that nothing catastrophic happens while you’re waiting for your traditional health insurance to kick in.

Read the full article: https://www.nevadainsuranceenrollment.com/health/short-term-health-insurance-explained/

Health Insurance in Las Vegas, Nevada: https://www.nevadainsuranceenrollment.com/individual-family-health-insurance/

Nevada Insurance Enrollment

Phone: (702) 898-0554

E-mail:   info@NevadaInsuranceEnrollment.com

Website: www.NevadaInsuranceEnrollment.com

Signs You Should Go See Your Doctor

 

Sometimes, deciding whether to see a doctor is a gray area, but it’s better to err on the side of caution. If you are experiencing a serious injury or illness, it is easy to justify making a call to your local medical office. However, it is important to remember that early detection generally leads to better outcomes, so if you are experiencing worrisome symptoms, it is generally better to get an appointment as early as possible.

Read the full article: https://www.nevadainsuranceenrollment.com/health/signs-should-see-doctor/

Health Insurance in Las Vegas, Nevada: https://www.nevadainsuranceenrollment.com/individual-family-health-insurance/

Nevada Insurance Enrollment

Phone: (702) 898-0554

E-mail:   info@NevadaInsuranceEnrollment.com

Website: www.NevadaInsuranceEnrollment.com

Does Health Insurance Cover Dermatology?

 

While many people think of skincare from a purely cosmetic angle, your skin is your body’s largest organ, and taking care of it is an important part of overall wellness. Regular visits with a dermatologist can help you identify early signs of skin cancer and treat various problems. While many avoid scheduling a visit with a dermatologist because they assume their medical bills will be expensive, health insurance covers this type of care.

Read the full article: https://www.nevadainsuranceenrollment.com/health/dermatology-coverage/

Health Insurance in Las Vegas, Nevada: https://www.nevadainsuranceenrollment.com/individual-family-health-insurance/

Nevada Insurance Enrollment

Phone: (702) 898-0554

E-mail:   info@NevadaInsuranceEnrollment.com

Website: www.NevadaInsuranceEnrollment.com

Are Ambulance Rides Covered By Health Insurance?

 

Short answer is maybe. If you have a “qualified health plan (QHP)” the answer is yes. A QHP is an insurance plan that is certified by Nevada Health Link in Nevada that covers “10 essential health care benefits” including ambulance rides. You, the customer, would pay possibly a deductible, a co-payment, or co-insurance for your ambulance trip.

Read the full article: https://www.nevadainsuranceenrollment.com/health/ambulance-emergency-transportation/

Health Insurance in Las Vegas, Nevada: https://www.nevadainsuranceenrollment.com/individual-family-health-insurance/

Nevada Insurance Enrollment

Phone: (702) 898-0554

E-mail:   info@NevadaInsuranceEnrollment.com

Website: www.NevadaInsuranceEnrollment.com

Using Health Insurance For Mental Health Care

 

Mental health care services are an important part of holistic health. According to the Anxiety and Depression Association of America, nearly one in five Americans live with an anxiety disorder and 16 million adults in the United States live with depression. These conditions are associated with more doctor’s office and hospital visits, increased risk of heart attack and a weakened immune system.

Read the full article: https://www.nevadainsuranceenrollment.com/health/mental-health-care/

Health Insurance in Las Vegas, Nevada: https://www.nevadainsuranceenrollment.com/individual-family-health-insurance/

Nevada Insurance Enrollment

Phone: (702) 898-0554

E-mail:   info@NevadaInsuranceEnrollment.com

Website: www.NevadaInsuranceEnrollment.com

What is a Prescription Drug Formulary?

 

A drug formulary is a list of the prescription drugs that your health insurance company has agreed to cover so that when you fill your prescription, you don’t pay the full price of the medication. In most cases, formularies are comprised of drugs that are the safest, most effective, and most affordable.

Read the full article: https://www.nevadainsuranceenrollment.com/health/prescription-drug-formulary/

Health Insurance in Las Vegas, Nevada: https://www.nevadainsuranceenrollment.com/individual-family-health-insurance/

Nevada Insurance Enrollment

Phone: (702) 898-0554

E-mail:   info@NevadaInsuranceEnrollment.com

Website: www.NevadaInsuranceEnrollment.com