Friday, November 22, 2024

Signs You Should Go See Your Doctor

 

Sometimes, deciding whether to see a doctor is a gray area, but it’s better to err on the side of caution. If you are experiencing a serious injury or illness, it is easy to justify making a call to your local medical office. However, it is important to remember that early detection generally leads to better outcomes, so if you are experiencing worrisome symptoms, it is generally better to get an appointment as early as possible.

Read the full article: https://www.nevadainsuranceenrollment.com/health/signs-should-see-doctor/

Health Insurance in Las Vegas, Nevada: https://www.nevadainsuranceenrollment.com/individual-family-health-insurance/



Nevada Insurance Enrollment

Phone: (702) 898-0554

Does Health Insurance Cover Dermatology?

 

While many people think of skincare from a purely cosmetic angle, your skin is your body’s largest organ, and taking care of it is an important part of overall wellness. Regular visits with a dermatologist can help you identify early signs of skin cancer and treat various problems. While many avoid scheduling a visit with a dermatologist because they assume their medical bills will be expensive, health insurance covers this type of care.

Read the full article: https://www.nevadainsuranceenrollment.com/health/dermatology-coverage/

Health Insurance in Las Vegas, Nevada: https://www.nevadainsuranceenrollment.com/individual-family-health-insurance/



Nevada Insurance Enrollment

Phone: (702) 898-0554

Are Ambulance Rides Covered By Health Insurance?

 

Short answer is maybe. If you have a “qualified health plan (QHP)” the answer is yes. A QHP is an insurance plan that is certified by Nevada Health Link in Nevada that covers “10 essential health care benefits” including ambulance rides. You, the customer, would pay possibly a deductible, a co-payment, or co-insurance for your ambulance trip.

Read the full article: https://www.nevadainsuranceenrollment.com/health/ambulance-emergency-transportation/

Health Insurance in Las Vegas, Nevada: https://www.nevadainsuranceenrollment.com/individual-family-health-insurance/



Nevada Insurance Enrollment

Phone: (702) 898-0554

Monday, November 18, 2024

Using Health Insurance For Mental Health Care

 

Mental health care services are an important part of holistic health. According to the Anxiety and Depression Association of America, nearly one in five Americans live with an anxiety disorder and 16 million adults in the United States live with depression. These conditions are associated with more doctor’s office and hospital visits, increased risk of heart attack and a weakened immune system.

Read the full article: https://www.nevadainsuranceenrollment.com/health/mental-health-care/

Health Insurance in Las Vegas, Nevada: https://www.nevadainsuranceenrollment.com/individual-family-health-insurance/



Nevada Insurance Enrollment

Phone: (702) 898-0554

What is a Prescription Drug Formulary?

 

A drug formulary is a list of the prescription drugs that your health insurance company has agreed to cover so that when you fill your prescription, you don’t pay the full price of the medication. In most cases, formularies are comprised of drugs that are the safest, most effective, and most affordable.

Read the full article: https://www.nevadainsuranceenrollment.com/health/prescription-drug-formulary/

Health Insurance in Las Vegas, Nevada: https://www.nevadainsuranceenrollment.com/individual-family-health-insurance/



Nevada Insurance Enrollment

Phone: (702) 898-0554

How To Spot Health Insurance Scams

 

There are numerous health insurance options and navigating the system can feel a little daunting. Unfortunately, scammers take advantage of people’s confusion by pretending to offer cheap, hassle-free help with obtaining health insurance coverage.

Read the full article: https://www.nevadainsuranceenrollment.com/health/insurance-scams/

Health Insurance in Las Vegas, Nevada: https://www.nevadainsuranceenrollment.com/individual-family-health-insurance/



Nevada Insurance Enrollment

Phone: (702) 898-0554

Thursday, November 14, 2024

Health Insurance Deductible

 

A deductible is an amount you pay before the Insurance Company starts paying. Health insurance plans will have different deductibles. Low deductible examples might be a “Gold” plan, with example deductibles of $500, $1,000, $2000, etc. An example of a “Silver” plan might have a higher deductible such as $4,000, $5,000, etc. A higher deductible would be seen in a “Bronze” plan at a deductible of about $8,700. But still, what is a deductible?

Read the full article: https://www.nevadainsuranceenrollment.com/health/deductible/

Health Insurance in Las Vegas, Nevada: https://www.nevadainsuranceenrollment.com/individual-family-health-insurance/



Nevada Insurance Enrollment

Phone: (702) 898-0554

Out of Pocket Maximum

 

Your out-of-pocket maximum is the most you’ll have to pay for covered services in a policy period (one year), each January 1st it starts over again, and that includes cost of medications too. After you reach this amount, your health insurance plan will pay 100% for covered benefits called “essential healthcare benefits”. Your out-of-pocket costs are NOT your health insurance premiums. Your monthly premiums are totally separate and are in addition to your medical costs like co-pays, deductibles, and out of pocket maximums.

Read the full article: https://www.nevadainsuranceenrollment.com/health/pocket-maximum/

Health Insurance in Las Vegas, Nevada: https://www.nevadainsuranceenrollment.com/individual-family-health-insurance/



Nevada Insurance Enrollment

Phone: (702) 898-0554

Qualifying Life Event

 

Enrolling in a health insurance plan can be a daunting task, and if you aren’t aware of deadlines and “Open Enrollment” guidelines, you may have missed your chance altogether. If you missed Open Enrollment or find yourself in need of health insurance outside of the Open Enrollment period, it doesn’t always mean you have to be uninsured for the entire year.

Read the full article: https://www.nevadainsuranceenrollment.com/health/qualifying-life-event-explained/

Health Insurance in Las Vegas, Nevada: https://www.nevadainsuranceenrollment.com/individual-family-health-insurance/



Nevada Insurance Enrollment

Phone: (702) 898-0554

Wednesday, November 13, 2024

Group vs. Individual or Family Health Insurance

 

Trying to determine what insurance you or your family need or qualify for can be a struggle. Do you need employer group insurance, private insurance, or Obamacare insurance? Obviously, if you can’t get health insurance through your employer, you’ll want to explore the individual health insurance options. But what if you can get health insurance through your employer? Could you score a better rate by waiving coverage? BE VERY CAREFUL!

Read the full article: https://www.nevadainsuranceenrollment.com/health/group-versus-individual-family/

Health Insurance in Las Vegas, Nevada: https://www.nevadainsuranceenrollment.com/individual-family-health-insurance/



Nevada Insurance Enrollment

Phone: (702) 898-0554

Critical Illness Health Insurance: Should I Have It?

 

Most of us know someone who has been affected by a critical illness and understands the financial toll that it can take on a household. However, few of us have considered how we would keep our own ships afloat if we were to face a serious illness. Fortunately, critical illness health insurance is available to help you financially through difficult times.

Read the full article: https://www.nevadainsuranceenrollment.com/health/critical-illness-insurance/

Health Insurance in Las Vegas, Nevada: https://www.nevadainsuranceenrollment.com/individual-family-health-insurance/



Nevada Insurance Enrollment

Phone: (702) 898-0554