Monday, October 31, 2022

“Family Glitch” Removed for Family Members With Employer Health Insurance

About half of the U.S. population gets their health insurance through their employer. This provides a wonderful benefit to the employee, because a minimum of ½ (50%) of the total cost of that health plan for that employee must be covered by the employer, if the employer offers group health insurance to their employees. In many cases, employers pay more than 50% of their employees’ premium, and the rest is paid by the employee.

Read the full article: https://www.nevadainsuranceenrollment.com/family-glitch-removed-employer-health-insurance/

Health Insurance in Las Vegas, Nevada: https://www.nevadainsuranceenrollment.com/individual-family-health-insurance/


Nevada Insurance Enrollment

Phone: (702) 898-0554

 

Friday, October 28, 2022

Why Can You Not Buy Health Insurance Anytime You Want?

 

At one time, you could enroll in a health insurance plan whenever it was convenient.  However, you were not guaranteed coverage for pre-existing conditions. If you did manage to get a health insurance company to sell you coverage, your pre-existing conditions could be excluded all together, or had “waiting periods” like 1 or 2 years before that pre-existing condition would be covered.

Read the full article: https://www.nevadainsuranceenrollment.com/health-insurance-anytime/

Health Insurance in Las Vegas, Nevada: https://www.nevadainsuranceenrollment.com/individual-family-health-insurance/


Nevada Insurance Enrollment

Phone: (702) 898-0554

Wednesday, October 26, 2022

Will My Auto Insurance Premium Increase If I File A Claim?

 

You have an auto insurance policy just in case the unexpected happens and you find yourself responsible for a collision. But what happens when you need to file a claim? Is it worth it? Knowing when to file a claim and understanding how it could affect your monthly premium is essential in making the best decision in the event of an accident.


Read the full article: https://www.nevadainsuranceenrollment.com/will-auto-insurance-premium-increase-if-file-claim/

Auto Insurance In Las Vegas Nevada:

https://www.nevadainsuranceenrollment.com/auto-insurance-las-vegas-nevada/



Nevada Insurance Enrollment

Phone: (702) 898-0554

Monday, October 24, 2022

What Is An Exclusion?

 

In health insurance, an exclusion is a medical procedure or treatment that the health insurance company does not cover. This may include specific medications, surgeries or therapies that are specifically omitted from your policy.

Read the full article: https://www.nevadainsuranceenrollment.com/health-insurance-exclusion/

Health Insurance in Las Vegas, Nevada: https://www.nevadainsuranceenrollment.com/individual-family-health-insurance/


Nevada Insurance Enrollment

Phone: (702) 898-0554

Saturday, October 22, 2022

What is Coordination of Benefits?

 

While many people have only one health insurance policy, some people have two. In these cases, coordination of benefits is the process the two health insurance companies use to determine which one covers services first.

Read the full article: https://www.nevadainsuranceenrollment.com/benefits-coordination/

Health Insurance in Las Vegas, Nevada: https://www.nevadainsuranceenrollment.com/individual-family-health-insurance/


Nevada Insurance Enrollment

Phone: (702) 898-0554

Friday, October 21, 2022

Is Health Insurance Worth It?

 

As living costs get higher, many households across Nevada are looking for ways to reduce expenses. For some, cutting down or even eliminating the cost of health insurance may seem like a simple way to keep more money in the bank without reducing their standard of living. This may be especially true for those who are young and healthy and do not expect high medical bills anytime soon.

Read the full article: https://www.nevadainsuranceenrollment.com/health-insurance-worth/

Health Insurance in Las Vegas, Nevada: https://www.nevadainsuranceenrollment.com/individual-family-health-insurance/


Nevada Insurance Enrollment

Phone: (702) 898-0554

Thursday, October 20, 2022

Can You Have Two Health Plans?

 

There are several scenarios in which you may have two health insurance plans. For example, if you are aged 26 or under and you have health insurance through your parents and they each have their own policy, you may be able to file under both when you obtain medical services.

Read the full article: https://www.nevadainsuranceenrollment.com/two-health-plans/

Health Insurance in Las Vegas, Nevada: https://www.nevadainsuranceenrollment.com/individual-family-health-insurance/


Nevada Insurance Enrollment

Phone: (702) 898-0554

Wednesday, October 19, 2022

Understanding Co-Insurance

 

Co-insurance means two parties will be paying for the bill. “Co” means joint, mutual, two, or more. The health insurance company will usually pay the larger amount (example 70%) and you as the member will usually pay the lesser amount (example 30%). This would be considered co-insurance 70/30. This (co-insurance) usually happens AFTER the deductible is met.

Read the full article: https://www.nevadainsuranceenrollment.com/health-insurance-co-insurance/

Health Insurance in Las Vegas, Nevada: https://www.nevadainsuranceenrollment.com/individual-family-health-insurance/


Nevada Insurance Enrollment

Phone: (702) 898-0554

Tuesday, October 18, 2022

Save Money On Auto Insurance With Multi-Policy Discounts!

 

Most insurers offer a variety of discounts that can help you save money on your insurance premium every month, such as those for mature drivers, business and professional group discounts, and good student discounts.


Read the full article: https://www.nevadainsuranceenrollment.com/saving-money-on-auto-insurance-with-multi-policy-discounts/

Auto Insurance In Las Vegas Nevada:

https://www.nevadainsuranceenrollment.com/auto-insurance-las-vegas-nevada/



Nevada Insurance Enrollment

Phone: (702) 898-0554

Friday, October 14, 2022

What’s The Difference Between Preventive And Diagnostic Care?

 

Your routine visit with your primary doctor may include preventive care and diagnostic care. While you may not notice much difference between these two care types during your visit, your doctor will bill the health insurance company differently for these services, and the health insurance company will pay for them differently.

Read the full article: https://www.nevadainsuranceenrollment.com/whats-the-difference-between-preventive-and-diagnostic-care/

Health Insurance in Las Vegas, Nevada: https://www.nevadainsuranceenrollment.com/individual-family-health-insurance/


Nevada Insurance Enrollment

Phone: (702) 898-0554