Wednesday, August 31, 2022

What Is A Health Insurance Co-Pay?

 

A health insurance “Co-pay” is a set dollar amount you pay for a procedure or office visit (look at your plan summary very carefully). A co-pay is helpful because you’ll GENERALLY pay just the co-pay (unless other procedures are billed by your doctor in addition to the co-pay). For example, let’s say you see your family doctor for a sore throat. If your plan has a co-pay of $35 dollars, you’d pay the $35.

Read the full article: https://www.nevadainsuranceenrollment.com/health-insurance-co-pay/

Health Insurance in Las Vegas, Nevada: https://www.nevadainsuranceenrollment.com/individual-family-health-insurance/


Nevada Insurance Enrollment

Phone: (702) 898-0554

Tuesday, August 30, 2022

The Tow Truck Damaged My Vehicle After An Accident! What Do I Do?

 

So, you’ve been in a car accident that has left your vehicle undriveable, and the tow truck comes to take away your vehicle. A couple hours or days later, you learn that your vehicle sustained additional damage from the tow truck. Talk about adding insult to injury! To make matters even worse, you find out that unless you pay a separate deductible, the damage sustained from the tow truck won’t be repaired by your auto insurance. So, what do you do?


Read the full article: https://www.nevadainsuranceenrollment.com/tow-truck-damaged-vehicle-after-accident/

Auto Insurance In Las Vegas Nevada:

https://www.nevadainsuranceenrollment.com/auto-insurance-las-vegas-nevada/



Nevada Insurance Enrollment

Phone: (702) 898-0554

Wednesday, August 17, 2022

My Neighbor Wrecked My Car, What Happens Next?

 

Imagine this scenario: Your neighbor’s car is currently out of commission, and they need to run a quick errand. You trust your neighbor, you’re fairly confident that they have a good driving record, and you don’t mind lending them your own vehicle for the afternoon. Unfortunately, you get a phone call from your neighbor, telling you that they were in an accident while driving your vehicle. What happens now?


Read the full article: https://www.nevadainsuranceenrollment.com/do-i-need-uninsured-underinsured-motorist-on-auto-insurance-policy/

Auto Insurance In Las Vegas Nevada:

https://www.nevadainsuranceenrollment.com/auto-insurance-las-vegas-nevada/



Nevada Insurance Enrollment

Phone: (702) 898-0554

Tuesday, August 16, 2022

Why Every Household Driver Should Be On Your Auto Insurance Policy


In Nevada, auto insurance policyholders are allowed to exclude specific members of their household from their insurance policy. While this may seem like a smart way to save money on your monthly premium (after all, adding your teenage son on your policy, for example, may greatly affect your premium), it’s rarely a good idea.


Read the full article: https://www.nevadainsuranceenrollment.com/why-every-household-driver-should-be-on-your-auto-insurance-policy/

Auto Insurance In Las Vegas Nevada:

https://www.nevadainsuranceenrollment.com/auto-insurance-las-vegas-nevada/



Nevada Insurance Enrollment

Phone: (702) 898-0554

Monday, August 15, 2022

My Car Was Stolen! What Does My Auto Insurance Policy Cover?

 

It’s not a fun scenario to imagine:  it’s late in the evening and you’ve just gotten off of work. As you’re walking out to your vehicle, you approach your parking spot. It’s empty; your vehicle has been stolen. After you’ve filed a police report, what happens next?


Read the full article: https://www.nevadainsuranceenrollment.com/my-car-was-stolen-what-does-my-auto-insurance-policy-cover/

Auto Insurance In Las Vegas Nevada:

https://www.nevadainsuranceenrollment.com/auto-insurance-las-vegas-nevada/



Nevada Insurance Enrollment

Phone: (702) 898-0554

Adding Uninsured Motorist To Your Auto Insurance

 

It’s estimated that 1 in 5 Nevada drivers are uninsured, and a huge percentage carry insufficient coverage. If you are hit by an uninsured or underinsured motorist, you may not be able to count on their insurance company to pick up the hospital bill. A car accident may not only damage your vehicle, but it can also leave you with hefty medical expenses and lost wages.


Read the full article: https://www.nevadainsuranceenrollment.com/should-i-add-personal-injury-protection-to-my-auto-insurance-policy/

Auto Insurance In Las Vegas Nevada:

https://www.nevadainsuranceenrollment.com/auto-insurance-las-vegas-nevada/



Nevada Insurance Enrollment

Phone: (702) 898-0554

Health Insurance Metal Tier Plans Explained

 

Health insurance companies that sell plans on the Health Insurance Marketplace can offer four types of qualified health insurance plans, including Bronze, Silver, and Gold and Platinum. The plan you choose determines not only the premium you pay but also what portion of your health costs you pay.

Read the full article: https://www.nevadainsuranceenrollment.com/health-insurance-metal-tier-plans-explained/

Health Insurance in Las Vegas, Nevada: https://www.nevadainsuranceenrollment.com/individual-family-health-insurance/


Nevada Insurance Enrollment

Phone: (702) 898-0554

Wednesday, August 10, 2022

Agent Compares Medicare Advantage To Medicare Supplement

 

Many people love the idea of having a Medicare Advantage (Part C) plan because it has a minimal monthly premium. With a Medicare Supplement Plan G, you would pay your monthly premium and your very small Part B deductible, and that’s it.

Read the full article: https://www.nevadainsuranceenrollment.com/agent-compares-medicare-advantage-to-medicare-supplement/

Health Insurance in Las Vegas, Nevada: https://www.nevadainsuranceenrollment.com/individual-family-health-insurance/


Nevada Insurance Enrollment

Phone: (702) 898-0554

Friday, August 5, 2022

What Are Essential Health Benefits And Who Has To Have Them?

 

Some Nevadans may qualify for a Government subsidy to help them pay for their health insurance. This is buying your health insurance “On Exchange”, meaning, you get your health plan through Nevada Health Link (however it is recommended to have the assistance of a qualified broker).

Read the full article: https://www.nevadainsuranceenrollment.com/what-are-essential-health-benefits-and-who-has-to-have-them/

Health Insurance in Las Vegas, Nevada: https://www.nevadainsuranceenrollment.com/individual-family-health-insurance/


Nevada Insurance Enrollment

Phone: (702) 898-0554

Thursday, August 4, 2022

Health Insurance Premium Determined By Family Size & Income

 

Your health insurance premium is determined by your family size and income IF you buy your health insurance “ON Exchange” (meaning you qualify for a government “subsidy” where the government helps you pay for your health insurance). If you buy your own private plan OFF Exchange, your income or family size wont matter, with 1 exception. In Nevada, a family size over 5, or more than 3 children, the 4th child is free! So, 10 kids would cost the same as 3 kids.

Read the full article: https://www.nevadainsuranceenrollment.com/health-insurance-premium-determined-by-family-size-income/

Health Insurance in Las Vegas, Nevada: https://www.nevadainsuranceenrollment.com/individual-family-health-insurance/


Nevada Insurance Enrollment

Phone: (702) 898-0554