Friday, February 28, 2014

Health Insurance Premiums. Your premium is determined by your family size and income.

Great info on Health Insurance Premiums!  So simple but so few people know this.

Your premium is determined by your family size and income.

When you are trying to determine your portion of the PREMIUM you pay when buying a health insurance plan from the Government Website (Nevada Health Link), it is determined by your family size and income.  The subsidy you get from the government will fluctuate based on age and the number of people in your household.  The older you are the more subsidy you’ll get if you compare the subsidy to someone younger making the same amount of money with the same number of people in the household.  But the premium paid for the younger person compared to the older person will be the same no matter what the age is as long as the number of members in the household are the same and the income is the same.
As always, if you have questions, we are here to help. You can call us at (702) 898-0554 or visit us online:  http://nevadainsuranceenrollment.com/

Thank you for considering Nevada Insurance Enrollment Marketplace for your health insurance needs.
Sincerely,
Shelly Rogers
Nevada Insurance Enrollment Marketplace
Licensed Agent #560016

Phone: (702) 898-0554
Toll Free:  1 (888) 600-0554

E-mail:   Shelly@NevadaInsuranceEnrollment.com
Visit our website for more great information:  http://nevadainsuranceenrollment.com/





Additional Info - You can click on a link below

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Las Vegas, NV Las Vegas, NV, USA

Monday, February 24, 2014

The State of Nevada is using the “Benchmark” plan from HPN

The State of Nevada is using the “Benchmark” plan from HPN – Health Plan of Nevada’s plan POS Group 1 C XV 500 HCR.  This plan sets the standard as to how all the other “Qualified Health Plans’” in Nevada are now.   It creates a baseline for the 10 “Essential Health Benefits” that all other health insurance plans in Nevada are required to cover on the Individual and SHOP Exchanges, so all other plans must have essentially the same level of coverage as Nevada’s chosen “Benchmark” plan for these “Essential Health Benefits."

 
This benchmark plan will define the essential health benefits that must be covered from 1/1/2014 and beyond (except for grandfathered plans and large group insurance plans.) 
 
As always, if you have questions, we are here to help. You can call us at (702) 898-0554 or visit us online:  http://nevadainsuranceenrollment.com/

Thank you for considering Nevada Insurance Enrollment Marketplace for your health insurance needs.
Sincerely,
Shelly Rogers
Nevada Insurance Enrollment Marketplace
Licensed Agent #560016

Phone: (702) 898-0554
Toll Free:  1 (888) 600-0554

E-mail:   Shelly@NevadaInsuranceEnrollment.com
Visit our website for more great information:  http://nevadainsuranceenrollment.com/





Additional Info - You can click on a link below

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Las Vegas, NV Las Vegas, NV, USA

Wednesday, February 19, 2014

American Indians and Health Care Reform


If you belong to an Indian Tribe, you get special consideration with health care reform.  Some of these include if your Federal Poverty Level is below 300%, you won’t have deductibles or co-pays.

American Indians have the same opportunity to apply for a subsidy just like anyone else, and you can still also use your Tribal clinics, IHS, etc.  Another advantages is you can also change your health plan monthly if you’d like, however, start dates have the normal rules like everyone else:

1.  If the person is enrolled by the 15th, they get a 1st of next month effective date.

2.  If the person is enrolled after the 15th, they get a 1st of the following month after the next month effective date.

 
As always, if you have questions, we are here to help. You can call us at (702) 898-0554 or visit us online:  http://nevadainsuranceenrollment.com/

Thank you for considering Nevada Insurance Enrollment Marketplace for your health insurance needs.
Sincerely,
Shelly Rogers
Nevada Insurance Enrollment Marketplace
Licensed Agent #560016

Phone: (702) 898-0554
Toll Free:  1 (888) 600-0554

E-mail:   Shelly@NevadaInsuranceEnrollment.com
Visit our website for more great information:  http://nevadainsuranceenrollment.com/





Additional Info - You can click on a link below

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Las Vegas, NV Las Vegas, NV, USA

Monday, February 17, 2014

Manufacturers Coupons For Prescription Drugs


A pharmacist told a client of mine to go to goodRX.com to get manufacturers coupons.  They paid $86 for Pulmocort/Budezonine and didn’t even use her insurance.  

Insurance wanted them to pay $235 and without insurance retail was $436.

Go to http://www.goodrx.com/

 
As always, if you have questions, we are here to help. You can call us at (702) 898-0554 or visit us online:  http://nevadainsuranceenrollment.com/

Thank you for considering Nevada Insurance Enrollment Marketplace for your health insurance needs.
Sincerely,
Shelly Rogers
Nevada Insurance Enrollment Marketplace
Licensed Agent #560016

Phone: (702) 898-0554
Toll Free:  1 (888) 600-0554

E-mail:   Shelly@NevadaInsuranceEnrollment.com
Visit our website for more great information:  http://nevadainsuranceenrollment.com/





Additional Info - You can click on a link below

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Las Vegas, NV Las Vegas, NV, USA

Friday, February 14, 2014

February 14th, 2014

The Associated Press released an article about our Exchange in Nevada

 

Click the link below to see the full article:

http://hosted.ap.org/dynamic/stories/N/NV_HEALTH_OVERHAUL_NEVADA_NVOL-?SITE=AP&SECTION=HOME&TEMPLATE=DEFAULT
As always, if you have questions, we are here to help. You can call us at (702) 898-0554 or visit us online:  http://nevadainsuranceenrollment.com/

Thank you for considering Nevada Insurance Enrollment Marketplace for your health insurance needs.
Sincerely,
Shelly Rogers
Nevada Insurance Enrollment Marketplace
Licensed Agent #560016

Phone: (702) 898-0554
Toll Free:  1 (888) 600-0554

E-mail:   Shelly@NevadaInsuranceEnrollment.com
Visit our website for more great information:  http://nevadainsuranceenrollment.com/





Additional Info - You can click on a link below

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Monday, February 10, 2014

President Obama is considering the possibility of allowing people to keep their old Health Insurance policies.




HUGE NEWS! 

President Obama is considering the possibility of allowing people that had a plan in place prior to 12/31/2013 keeping it for 3 years, even though they are not compliant with the Affordable Care Act.  This is very big, big news! 

Goes with “if you like your plan you can keep your plan” (for 3 more years.)  We’ll keep you posted. 

This news one way or another has no bearing on the plans that are “Grandfathered”. 
As always, if you have questions, we are here to help. You can call us at (702) 898-0554 or visit us online:  http://nevadainsuranceenrollment.com/

Thank you for considering Nevada Insurance Enrollment Marketplace for your health insurance needs.
Sincerely,
Shelly Rogers
Nevada Insurance Enrollment Marketplace
Licensed Agent #560016

Phone: (702) 898-0554
Toll Free:  1 (888) 600-0554

E-mail:   Shelly@NevadaInsuranceEnrollment.com
Visit our website for more great information:  http://nevadainsuranceenrollment.com/





Additional Info - You can click on a link below

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Las Vegas, NV Las Vegas, NV, USA

Thursday, February 6, 2014

Why Assign an Agent or Broker to your Health Insurance Account?


The most important reason is there is no cost for our services to you!!  (The insurance company pays us to assist you, and your premium does not go up for this help).  As your agent, we will always be here to answer your calls and your questions. That's right, your agent, not a different person every time you call a 1-800 number out of state or out of the country, someone that doesn't know you or your situation.  We are local and right here in Nevada.

Assigning a Licensed Health Insurance Agent to your health insurance account will allow that agent to be your advocate for any of your health insurance needs.  This includes understanding The Affordable Care Act, also known as “Obamacare” (Health Care Reform).  We’ll assist you when enrolling into a “qualified health plan” whether you use Nevada Health Link or not, and teach you the importance of avoiding future problems with the IRS, how to understand the insurance plan benefits.

After you’ve enrolled into insurance, we’ll be here for any membership communication you’ll need with the insurance company, assist with billing questions, doctors or provider network questions and claims problems, verifying your prescriptions, and so much more.  But most importantly do it with a pleasant and informed attitude.

As we move together into future years through health care reform, you’ll want a solid relationship with someone that you trust and know and that knows you too!  No matter where you sign up, the costs are all the same, so why not have an educated, experienced and caring professional at your service...for no additional charge!

Make sure when completing your application to type in SHELLY ROGERS for your broker to guarantee quality service.

As always, if you have questions, we are here to help. You can call us at (702) 898-0554 or visit us online:  http://nevadainsuranceenrollment.com/

Thank you for considering Nevada Insurance Enrollment Marketplace for your health insurance needs.
Sincerely,
Shelly Rogers
Nevada Insurance Enrollment Marketplace
Licensed Agent #560016

Phone: (702) 898-0554
Toll Free:  1 (888) 600-0554

E-mail:   Shelly@NevadaInsuranceEnrollment.com
Visit our website for more great information:  http://nevadainsuranceenrollment.com/





Additional Info - You can click on a link below


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Las Vegas, NV Las Vegas, NV, USA
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