Friday, January 3, 2025

Are Ambulance Rides Covered By Health Insurance?

 

Short answer is maybe. If you have a “qualified health plan (QHP)” the answer is yes. A QHP is an insurance plan that is certified by Nevada Health Link in Nevada that covers “10 essential health care benefits” including ambulance rides. You, the customer, would pay possibly a deductible, a co-payment, or co-insurance for your ambulance trip.

Read the full article: https://www.nevadainsuranceenrollment.com/health/ambulance-emergency-transportation/

Health Insurance in Las Vegas, Nevada: https://www.nevadainsuranceenrollment.com/health-insurance/



Nevada Insurance Enrollment

Phone: (702) 898-0554

Does My Auto Insurance Policy Cover My Trailer?

 

Generally speaking, your auto insurance’s liability coverage will extend to your trailer. This means that if, for example, you’re pulling your trailer and it sways and hits another vehicle, your liability coverage would cover the damage sustained to the other person. However, even if you have comprehensive and collision coverage on your policy, you would be on the hook for covering any damage done to your trailer or its contents. If you want to ensure that you are financially protected if your trailer or its contents are damaged in an accident that is your fault, you’ll want to purchase trailer insurance.

Read the full article: https://www.nevadainsuranceenrollment.com/auto/trailer/

Auto Insurance in Las Vegas, Nevada: https://www.nevadainsuranceenrollment.com/auto-insurance/



Nevada Insurance Enrollment

Phone: (702) 898-0554

Sunday, December 29, 2024

What Is a Qualified Health Insurance Plan?

 

When it comes to health insurance coverage, there are a lot of options available. If you are looking for affordable coverage, you have probably seen limited benefit insurance plans like indemnity health plans and medical services discount programs. While these plans are cheap upfront, they are limited in benefits. Qualified Health Plans (QHP’s) may cost more (unless you are eligible for Government Subsidy), but in ALL cases offer more comprehensive coverage. They can also help save a lot of money in the long run, especially for large medical bills.

Read the full article: https://www.nevadainsuranceenrollment.com/health/qualified-health-insurance-plan/

Health Insurance in Las Vegas, Nevada: https://www.nevadainsuranceenrollment.com/health-insurance/



Nevada Insurance Enrollment

Phone: (702) 898-0554

Waiting Period for Dental Insurance Explained

 

If you have recently signed up for dental insurance, you may notice that your plan has a waiting period. Understanding what services are covered right away and what services you must pay for entirely out of pocket can help you make informed decisions about getting necessary work done.

Read the full article: https://www.nevadainsuranceenrollment.com/health/dental-plan-waiting-periods/

Health Insurance in Las Vegas, Nevada: https://www.nevadainsuranceenrollment.com/health-insurance/



Nevada Insurance Enrollment

Phone: (702) 898-0554

Employer Group Health Insurance Options and the ICHRA

 

Beginning in 2020, some employers will have the option of reimbursing employees’ health insurance premiums by using an ICHRA as an alternative to providing a group health insurance plan. This change will provide a great deal of flexibility for both employers and employees, letting employers control costs while letting employees find a health insurance plan that will fit their lifestyle.

Read the full article: https://www.nevadainsuranceenrollment.com/health/group-options-ichras/

Health Insurance in Las Vegas, Nevada: https://www.nevadainsuranceenrollment.com/health-insurance/



Nevada Insurance Enrollment

Phone: (702) 898-0554

Thursday, December 26, 2024

Health Advice From Centenarians

 

Gardening has been shown to positively impact our moods, reduce stress and alleviate symptoms of anxiety and depression. However, studies have shown that the benefits of this hobby may extend even beyond promoting a sense of contentment and well-being. A survey of communities around the world that are known for having many residents aged 100 and over shows that gardening may be one of the secrets to a long life.

Read the full article: https://www.nevadainsuranceenrollment.com/health/health-advice-centenarians/

Health Insurance in Las Vegas, Nevada: https://www.nevadainsuranceenrollment.com/health-insurance/



Nevada Insurance Enrollment

Phone: (702) 898-0554

Does Health Insurance Cover Hair Loss?

 

Hair loss is a relatively common experience that affects both men and women. By age 60, 65% of men and 80% of women experience some degree of hair loss. For some people, noticeable hair loss begins as early as their 20s. While some people are indifferent or at least resigned with embracing their new look, many more want treatment options to help them regain their hair’s former thickness. Depending on why you are experiencing hair loss, your health insurance policy may or may not cover treatment.

Read the full article: https://www.nevadainsuranceenrollment.com/health/hair-loss/

Health Insurance in Las Vegas, Nevada: https://www.nevadainsuranceenrollment.com/health-insurance/



Nevada Insurance Enrollment

Phone: (702) 898-0554

What Is A Prescription Drug Deductible?

 

In the world of health insurance, “deductible” is a common word. It refers to an amount of money that you pay out of your pocket before the insurance company begins to pay. A prescription deductible is the portion you’d pay first, then after you’ve paid the deductible, you may only have to pay a co-pay when you pick up your medication.

Read the full article: https://www.nevadainsuranceenrollment.com/health/prescription-drug-deductible/

Health Insurance in Las Vegas, Nevada: https://www.nevadainsuranceenrollment.com/health-insurance/



Nevada Insurance Enrollment

Phone: (702) 898-0554

Wednesday, December 25, 2024

How Much Will I Have to Pay For an MRI?

 

Determining whether your health insurance will cover certain procedures can help you control your healthcare costs and make financially sound decisions regarding the services you obtain. While MRIs are generally covered by health insurance, it is left to the discretion of your health insurance company to decide whether the test is medically necessary. If your provider determines that it is not, then you may pay for the procedure out-of-pocket.

Read the full article: https://www.nevadainsuranceenrollment.com/health/mri-magnetic-resonance-imaging/

Health Insurance in Las Vegas, Nevada: https://www.nevadainsuranceenrollment.com/health-insurance/



Nevada Insurance Enrollment

Phone: (702) 898-0554

Does Health Insurance Cover Sex Change?

 

For health insurance plans that are ACA (Obamacare) compliant, your Gender reassignment surgery may be covered.

Covered services for Gender Dysphoria (a disorder characterized by diagnostic criteria) which is classified in the current edition of the Diagnostic and Statistical Manual of the American Psychiatric Association, can be provided (if approved) and if it has been prior authorized.

Read the full article: https://www.nevadainsuranceenrollment.com/health/sex-change-coverage/

Health Insurance in Las Vegas, Nevada: https://www.nevadainsuranceenrollment.com/health-insurance/



Nevada Insurance Enrollment

Phone: (702) 898-0554